# Remitly active customers in Q3

active customers in Q3 2026

Updated: August 13, 2026

Category: Financials

Tags: Companies, KPIs

HTML: /markets/financials/companies/remitly-active-customers-in-q3/

## Short Answer

**The model sees potential mispricing for Remitly active customers in Q3 2026 above 10.2 million, assigning a 20.0% probability versus the market's 0.0%.** This divergence is driven by management guidance anticipating continued active customer growth, with revenue growth expected to modestly exceed customer growth, supported by resilient remittance volumes.

## Key Claims (August 2026)

**- - Active customers above 10.2 million are likely, reflecting expected continued growth from Q2.** - Remitly management anticipates continued customer growth, supported by resilient remittance volumes.

## Market Behavior & Drivers

**Model** estimates **20%** for Remitly's Q3 customer growth versus 0c **market** price, implying undervaluation.

This prediction market, which resolves based on Remitly's Q3 2026 active customers exceeding 10.2 million, shows a single, sharp repricing event. The contract opened with a 1.0% probability on August 12 before jumping to its current level of 93.0% on August 13. The chart shows no other significant price action or established support and resistance levels.

The price surge is a direct reflection of Remitly's Q2 2026 financial report, released on August 5. In that report, the company announced it had already achieved 10.2 million quarterly active customers. The market is pricing in a very high likelihood that Remitly will at least maintain, if not grow, this customer base in the subsequent quarter. The current 93.0% price indicates strong market sentiment that the Q3 target will be met.

Total traded volume is zero. This suggests the price movement was not driven by active, two-sided trading but rather by an initial pricing adjustment or a single order. The lack of volume means the current price reflects the view of a very limited number of participants and has not been tested by significant market activity. While the price aligns with public fundamentals, its predictive value is tempered by the absence of liquidity.

### Who Wins and Why

| Outcome | Market | Model | Why |
| --- | --- | --- | --- |
| Above 10.4 million | 85.0% | 20.0% | Market higher by 65.0pp |
| Above 10.5 million | 82.0% | 20.0% | Market higher by 62.0pp |
| Above 10.6 million | 28.0% | 15.0% | Market higher by 13.0pp |

## Model vs Market

| Outcome | Market Probability | Octagon Model Probability |
| --- | --- | --- |
| Above 10.4 million | 85.0% | 20.0% |
| Above 10.5 million | 82.0% | 20.0% |
| Above 10.6 million | 28.0% | 15.0% |
| Above 10.7 million | 19.0% | 5.0% |
| Above 10.3 million | 96.0% | 20.0% |
| Above 10.2 million | 0.0% | 20.0% |
| Above 10.8 million | 0.0% | 1.0% |

- Expiration: March 6, 2027

## Significant Price Movements

#### 📈 August 12, 2026: 85.0pp spike

Price increased from 1.0% to 86.0%

**Outcome:** Above 10.3 million

**What happened:** The primary driver of the prediction market price spike was Remitly's official announcement of its strong Q2 2026 results, which occurred on August 5, 2026, with the earnings call transcript available on August 12, 2026 [[1]](https://www.globenewswire.com/news-release/2026/08/05/3339673/0/en/Remitly-Reports-Record-Second-Quarter-Results-and-Raises-Full-Year-2026-Outlook.html)[[2]](https://www.fool.com/earnings/call-transcripts/2026/08/12/remitly-rely-q2-2026-earnings-call-transcript/). The company reported reaching 10.2 million quarterly active customers in Q2 2026, surpassing the 10 million milestone for the first time [[1]](https://www.globenewswire.com/news-release/2026/08/05/3339673/0/en/Remitly-Reports-Record-Second-Quarter-Results-and-Raises-Full-Year-2026-Outlook.html)[[3]](https://briefglance.com/companies/remitly-global-inc/pulses/66201). This strong performance, coupled with a raised full-year 2026 outlook and strategic initiatives like the 'Remitly Global Card' launch, likely led market participants to confidently predict continued customer growth into Q3, exceeding 10.3 million [[1]](https://www.globenewswire.com/news-release/2026/08/05/3339673/0/en/Remitly-Reports-Record-Second-Quarter-Results-and-Raises-Full-Year-2026-Outlook.html)[[4]](https://ca.finance.yahoo.com/news/remitly-rely-7-2-strong-201146862.html). No relevant social media activity was identified as a driver; therefore, social media was irrelevant to this specific price movement.

Sources:

1. [Remitly Reports Record Second Quarter Results and Raises](https://www.globenewswire.com/news-release/2026/08/05/3339673/0/en/Remitly-Reports-Record-Second-Quarter-Results-and-Raises-Full-Year-2026-Outlook.html)
2. [Remitly (RELY) Q2 2026 Earnings Call Transcript](https://www.fool.com/earnings/call-transcripts/2026/08/12/remitly-rely-q2-2026-earnings-call-transcript/)
3. [Remitly Surpasses 10 Million Active Customers as Q2 Revenue Jumps 20% — Remitly Global, Inc. | BriefGlance](https://briefglance.com/companies/remitly-global-inc/pulses/66201)
4. [Remitly (RELY) Is Up 7.2% After Strong Q2 Beat And Launch Of Global Multi-Currency Card](https://ca.finance.yahoo.com/news/remitly-rely-7-2-strong-201146862.html)

## Contract Snapshot

This market resolves based on Remitly's active customers in Q3. For a "YES" contract to resolve, the number of active customers must be above the specified threshold (e.g., above 10.5 million); otherwise, a "NO" contract resolves. Trading for this market ends on November 6th at 4:00 PM EST, with a maximum payout date of March 6, 2027.

## Market Discussion

Remitly announced 10.2 million quarterly active customers for Q2 2026, marking a 20% year-over-year increase and the first time the company surpassed 10 million active users [[1]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[2]](https://www.linkedin.com/posts/remitly_remitly-is-proud-to-share-our-excellent-second-activity-7490871928405225472-4h4e)[[3]](https://www.stocktitan.net/news/RELY/remitly-reports-record-second-quarter-results-and-raises-full-year-e40ypp2854ks.html). While Q3 2026 financial results are not yet reported as the quarter concludes on September 30, 2026, Remitly anticipated in its August 2026 earnings call that Q3 2026 revenue growth would modestly exceed quarterly active customer growth [[1]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter).

Sources:

1. [Remitly Global, Inc. (RELY) Q2 FY2026 Earnings Call Transcript - August 5, 2026 | Roic AI](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)
2. [Remitly is proud to share our excellent second quarter 2026 financial results and our raised outlook for the year. We delivered record revenue, Adjusted EBITDA, and net income. This quarter, 10 million … | Remitly](https://www.linkedin.com/posts/remitly_remitly-is-proud-to-share-our-excellent-second-activity-7490871928405225472-4h4e)
3. [Remitly Crosses 10 Million Quarterly Customers for First Time](https://www.stocktitan.net/news/RELY/remitly-reports-record-second-quarter-results-and-raises-full-year-e40ypp2854ks.html)

## Market Data

| Contract | Yes Bid | Yes Ask | Last Price | Volume | Open Interest |
| --- | --- | --- | --- | --- | --- |
| Above 10.2 million | 93% | 99% | 0% | 0 contracts | 0 contracts |
| Above 10.3 million | 88% | 98% | 96% | 41 contracts | 41 contracts |
| Above 10.4 million | 73% | 83% | 85% | 1,681 contracts | 1,156 contracts |
| Above 10.5 million | 81% | 98% | 82% | 1,444 contracts | 1,118 contracts |
| Above 10.6 million | 31% | 41% | 28% | 143 contracts | 63 contracts |
| Above 10.7 million | 10% | 20% | 19% | 124 contracts | 25 contracts |
| Above 10.8 million | 1% | 10% | 0% | 0 contracts | 0 contracts |

## Based on the Q2 2026 earnings call, what specific commentary from Remitly's management provides guidance on the outlook for active customer growth in Q3?

Q3 2026 Revenue vs. Active Customer Growth | Revenue growth expected to modestly exceed quarterly active customer growth (Q3 2026) [[1]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[2]](https://www.fool.com/earnings/call-transcripts/2026/08/12/remitly-rely-q2-2026-earnings-call-transcript/) |
Send Volume per Active Customer Growth | Expected to grow in the mid- to high-single-digit range [[3]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=5)[[4]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=3)[[5]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=4) |
Q3 2026 Marketing Spend for QAU | Projected to be slightly higher year over year [[3]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=5)[[4]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=3)[[5]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=4) |

**Remitly expects active customer growth to continue in Q3 2026**

Remitly expects active customer growth to continue in Q3 2026. For the third quarter of 2026, Remitly management anticipates that revenue growth will modestly exceed quarterly active customer growth [[1]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[2]](https://www.fool.com/earnings/call-transcripts/2026/08/12/remitly-rely-q2-2026-earnings-call-transcript/). This indicates that while active customers are expected to continue expanding, their rate of growth will likely be slightly slower than revenue [[3]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=5)[[4]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=3)[[5]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=4). Management further projects that send volume per active customer will increase in the mid- to high-single-digit range. This projected growth is driven by a continued shift towards high-value senders and businesses, which is expected to enhance the quality of overall growth [[3]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=5)[[4]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=3)[[5]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=4).

Marketing efforts will maintain customer acquisition momentum in Q3. Remitly expects marketing efficiencies to persist throughout the second half of 2026 [[3]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=5)[[4]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=3)[[5]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=4). In Q3, marketing spend per quarterly active user (QAU) is projected to be slightly higher year over year, as the company expands its "Skip the Line" campaign and boosts brand marketing initiatives in the UAE [[3]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=5)[[4]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=3)[[5]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=4). This strategic investment aims to sustain customer acquisition. Management notes that Q4 is expected to present a more challenging comparison due to a focused holiday spending strategy in the prior year, suggesting Q3's performance in customer acquisition could be relatively stronger [[3]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=5)[[4]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=3)[[5]](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=4).

Sources:

1. [Remitly Global, Inc. (RELY) Q2 FY2026 Earnings Call Transcript - August 5, 2026 | Roic AI](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)
2. [Remitly (RELY) Q2 2026 Earnings Call Transcript](https://www.fool.com/earnings/call-transcripts/2026/08/12/remitly-rely-q2-2026-earnings-call-transcript/)
3. [RELY_Q22026, Page: 5](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=5)
4. [RELY_Q22026, Page: 3](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=3)
5. [RELY_Q22026, Page: 4](https://octagonai.co/files/transcripts/RELY/RELY_Q2_2026.pdf?response-content-disposition=inline&response-content-type=application%2Fpdf&X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=663e4f53311b0b0fa6c9e0c596c6bb4c%2F20260813%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20260813T082200Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=02ec92b3ab5e56ae6688c815a6650c9c512a4bd1a1379b29de8b186b117272a0#page=4)

## How does Remitly's projected user growth for Q3 2026 compare with the recent performance and forward guidance of competitors like Wise and Western Union?

Remitly Active Customers (Q2 2026) | 10.2 million (20% YoY) [[1]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter) |
Wise Active Customers (FY 2026) | 19 million (21% YoY) [[2]](https://owners.wise.com/news-releases/news-release-details/wise-group-plc-reports-full-year-2026-financial-results)[[3]](https://www.stocktitan.net/sec-filings/WSE/6-k-wise-group-plc-current-report-foreign-issuer-d79739d136b7.html) |
Western Union FY26 Adj. Revenue Growth | 4% to 6% [[4]](https://www.investing.com/news/transcripts/earnings-call-transcript-western-union-q2-2026-misses-estimates-as-shares-fall-93CH-4826398)[[5]](https://finance.yahoo.com/markets/stocks/articles/western-union-nyse-wu-misses-205855223.html)[[6]](https://crypto.news/western-union-stablecoin-play/) |

**Remitly forecasts strong Q3 2026 revenue and customer growth**

Remitly forecasts strong Q3 2026 revenue and customer growth. The company reported 10.2 million active customers in Q2 2026, representing a **20%** year-over-year increase [[1]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter). For Q3 2026, Remitly anticipates revenue growth between **20%** and **21%**, projecting revenues of **$505** million to **$507** million [[1]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[7]](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks). This indicates that Remitly's projected active customer growth for Q3 2026 is expected to be modestly below its revenue growth forecast [[1]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[7]](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks).

Wise shows strong customer growth, with moderate revenue guidance. In comparison, Wise reported 19 million active customers for its fiscal year 2026, which concluded in June 2026, reflecting a **21%** year-over-year growth [[2]](https://owners.wise.com/news-releases/news-release-details/wise-group-plc-reports-full-year-2026-financial-results)[[3]](https://www.stocktitan.net/sec-filings/WSE/6-k-wise-group-plc-current-report-foreign-issuer-d79739d136b7.html). Wise has guided for its fiscal year 2027 net revenue growth to be in the middle of its **15%** to **20%** medium-term range [[2]](https://owners.wise.com/news-releases/news-release-details/wise-group-plc-reports-full-year-2026-financial-results)[[3]](https://www.stocktitan.net/sec-filings/WSE/6-k-wise-group-plc-current-report-foreign-issuer-d79739d136b7.html).

Western Union faces challenges, projecting modest revenue growth. Western Union, on the other hand, reported flat Q2 2026 revenue of **$1** billion and missed profit estimates [[4]](https://www.investing.com/news/transcripts/earnings-call-transcript-western-union-q2-2026-misses-estimates-as-shares-fall-93CH-4826398). The company projects a **4%** to **6%** full-year 2026 adjusted revenue growth, intending to leverage its 'Beyond Efficiency' restructuring and new digital initiatives, such as the Stablecard, to drive improvements in the second half of the year [[4]](https://www.investing.com/news/transcripts/earnings-call-transcript-western-union-q2-2026-misses-estimates-as-shares-fall-93CH-4826398)[[5]](https://finance.yahoo.com/markets/stocks/articles/western-union-nyse-wu-misses-205855223.html)[[6]](https://crypto.news/western-union-stablecoin-play/). The available research did not provide specific active customer growth projections for Western Union for Q3 2026 or full-year 2026.

Sources:

1. [Remitly Global, Inc. (RELY) Q2 FY2026 Earnings Call Transcript - August 5, 2026 | Roic AI](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)
2. [Wise Group plc reports Full Year 2026 Financial Results](https://owners.wise.com/news-releases/news-release-details/wise-group-plc-reports-full-year-2026-financial-results)
3. [Rapid FY2026 growth at Wise Group (Nasdaq: WSE, LSE](https://www.stocktitan.net/sec-filings/WSE/6-k-wise-group-plc-current-report-foreign-issuer-d79739d136b7.html)
4. [Earnings call transcript: Western Union Q2 2026 misses...](https://www.investing.com/news/transcripts/earnings-call-transcript-western-union-q2-2026-misses-estimates-as-shares-fall-93CH-4826398)
5. [Western Union (NYSE:WU) Misses Q2 CY2026 Revenue...](https://finance.yahoo.com/markets/stocks/articles/western-union-nyse-wu-misses-205855223.html)
6. [Western Union Stablecard: can legacy finance win crypto?](https://crypto.news/western-union-stablecoin-play/)
7. [https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks)

## What historical seasonal trends has Remitly exhibited in Q3 customer growth, and how might the 2023-2025 data inform expectations for Q3 2026?

Q3 2025 Active Customers | 8.9 million [[1]](https://ir.remitly.com/news-releases/news-release-details/remitly-reports-third-quarter-2025-results-above-outlook-and)[[2]](https://ir.remitly.com/static-files/36cea70a-b9a9-41c1-952c-2e9d18572042)[[3]](https://www.fool.com/earnings/call-transcripts/2025/11/06/remitly-rely-q3-2025-earnings-call-transcript/) |
Q3 2025 YoY Active Customer Growth | 21% [[1]](https://ir.remitly.com/news-releases/news-release-details/remitly-reports-third-quarter-2025-results-above-outlook-and)[[2]](https://ir.remitly.com/static-files/36cea70a-b9a9-41c1-952c-2e9d18572042)[[3]](https://www.fool.com/earnings/call-transcripts/2025/11/06/remitly-rely-q3-2025-earnings-call-transcript/) |
Most Significant Seasonal Period | Fourth quarter [[4]](https://ir.remitly.com/static-files/9e9eb8d6-2f39-4ded-9b9f-87c997078bc2)[[5]](https://www.roic.ai/quote/RELY/transcripts/2024-year/3-quarter) |

**Remitly typically sees stronger customer acquisition in the fourth quarter**

Remitly typically sees stronger customer acquisition in the fourth quarter. Historically, the fourth quarter represents Remitly's most significant seasonal period for customer acquisition, leading to increased marketing investment and higher active customer growth compared to the third quarter [[4]](https://ir.remitly.com/static-files/9e9eb8d6-2f39-4ded-9b9f-87c997078bc2)[[5]](https://www.roic.ai/quote/RELY/transcripts/2024-year/3-quarter). Q3 active customer growth is influenced by various factors, including underlying retention rates, the efficiency of new customer acquisition strategies, and macroeconomic conditions such as FX volatility, which can either accelerate or delay customer demand [[4]](https://ir.remitly.com/static-files/9e9eb8d6-2f39-4ded-9b9f-87c997078bc2)[[5]](https://www.roic.ai/quote/RELY/transcripts/2024-year/3-quarter).

Q3 2025 showed substantial customer growth for Remitly. During the third quarter of 2025, Remitly reported a total of 8.9 million quarterly active customers. This specific figure indicates a **21%** increase year-over-year for that period [[1]](https://ir.remitly.com/news-releases/news-release-details/remitly-reports-third-quarter-2025-results-above-outlook-and)[[2]](https://ir.remitly.com/static-files/36cea70a-b9a9-41c1-952c-2e9d18572042)[[3]](https://www.fool.com/earnings/call-transcripts/2025/11/06/remitly-rely-q3-2025-earnings-call-transcript/).

Q3 2026 expectations lack sufficient data in the current research. Although historical seasonal trends and specific Q3 2025 data are available, the provided research does not offer enough information to establish specific expectations for Q3 2026.

Sources:

1. [Remitly Reports Third Quarter 2025 Results Above Outlook and Raises Full Year 2025 Outlook | Remitly Global, Inc](https://ir.remitly.com/news-releases/news-release-details/remitly-reports-third-quarter-2025-results-above-outlook-and)
2. [Q3 2025 Remitly Global Inc Earnings Call on November 05...](https://ir.remitly.com/static-files/36cea70a-b9a9-41c1-952c-2e9d18572042)
3. [Remitly (RELY) Q3 2025 Earnings Call Transcript | The Motley Fool](https://www.fool.com/earnings/call-transcripts/2025/11/06/remitly-rely-q3-2025-earnings-call-transcript/)
4. [https://ir.remitly.com/static-files/9e9eb8d6-2f39-4ded-9b9f-87c997078bc2](https://ir.remitly.com/static-files/9e9eb8d6-2f39-4ded-9b9f-87c997078bc2)
5. [Remitly Global, Inc. Earnings Call Transcript Q3 2024 | Roic AI](https://www.roic.ai/quote/RELY/transcripts/2024-year/3-quarter)

## What do leading indicators from central banks, like Banxico, suggest about remittance volume trends in Remitly's key corridors during Q3 2026?

Mexico Remittance Income (April 2026) | $4.978 billion (annual increase of 3.7%) [[1]](https://www.linkedin.com/posts/roberto-sosa-9a837b12_styleposition-absolutebottom0pxright-activity-7467669433310838785-Qhso)[[2]](https://remitscope.org/latin-america/) |
Remitly Q2 2026 Active Customers | 10.2 million (20% year-over-year increase) [[3]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[4]](https://www.tikr.com/blog/remitly-global-rely-stock-surges-q2-earnings-beat-user-growth) |
Remitly Q3 2026 Revenue Guidance | $505 million to $507 million [[3]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[5]](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks) |

**Leading indicators suggest resilient remittance volumes for Q3 2026**

Leading indicators suggest resilient remittance volumes for Q3 2026. Data from central banks, particularly Banxico, indicates that remittance income reached **$4.978** billion in April 2026, marking a **3.7%** annual increase [[1]](https://www.linkedin.com/posts/roberto-sosa-9a837b12_styleposition-absolutebottom0pxright-activity-7467669433310838785-Qhso)[[2]](https://remitscope.org/latin-america/). This suggests continued resilience in the US-Mexico corridor's remittance volume, even amidst broader economic uncertainties and modest Mexican economic growth projections of approximately **1.1%** for 2026 [[6]](https://mexicobusiness.news/policyandeconomy/news/banxico-lowers-2025-gdp-forecast-03-amid-3q25-contraction). The digital remittance **market**, however, continues to demonstrate robust structural growth [[7]](https://fact.mr/report/digital-remittance-market/).

Remitly projects continued growth in customers and revenue. This structural expansion within the digital remittance **market** supports ongoing active customer acquisition for providers. Remitly reported 10.2 million quarterly active customers for Q2 2026, representing a significant **20%** year-over-year increase [[3]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[4]](https://www.tikr.com/blog/remitly-global-rely-stock-surges-q2-earnings-beat-user-growth). For Q3 2026, the company has provided revenue guidance of **$505** million to **$507** million, anticipating that its revenue growth will modestly surpass active customer growth [[3]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[5]](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks).

Sources:

1. [Mexico Central Bank Remittance Income and Expenses April 2026](https://www.linkedin.com/posts/roberto-sosa-9a837b12_styleposition-absolutebottom0pxright-activity-7467669433310838785-Qhso)
2. [Latin America, region overview](https://remitscope.org/latin-america/)
3. [Remitly Global, Inc. (RELY) Q2 FY2026 Earnings Call Transcript - August 5, 2026 | Roic AI](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)
4. [Remitly Stock Surges Following Massive Q2 Earnings Beat and Record User Growth | TIKR.com](https://www.tikr.com/blog/remitly-global-rely-stock-surges-q2-earnings-beat-user-growth)
5. [https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks)
6. [Banxico Lowers 2025 GDP Forecast to 0.3% Amid 3Q25...](https://mexicobusiness.news/policyandeconomy/news/banxico-lowers-2025-gdp-forecast-03-amid-3q25-contraction)
7. [Digital Remittance Market Size, Share & Forecast 2026-2032](https://fact.mr/report/digital-remittance-market/)

## What impact are Remitly's new initiatives, such as the Global Card and expanded business services, expected to have on customer acquisition and retention in Q3 2026?

Initiatives focus | Long-term growth accelerators (customer engagement, revenue diversification) [[1]](https://pulse2.com/remitly-business-receivers-top-25000-as-first-1-million-volume-customer-joins-platform/)[[2]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[3]](https://www.investing.com/news/transcripts/earnings-call-transcript-remitly-tops-q2-2026-estimates-and-jumps-after-hours-93CH-4839631) |
Q3 2026 active customer guidance | Not publicly provided [[4]](https://www.fool.com/coverage/filings/2026/08/12/remitly-stock-is-up-this-year-but-sits-45-below-its-highs-here-s-how-to-read-a-director-s-recent-sale/)[[5]](https://www.fool.com/coverage/filings/2026/08/12/a-remitly-director-cashed-in-pre-ipo-options-here-s-what-to-know/)[[6]](https://www.marketbeat.com/instant-alerts/remitly-global-targets-new-growth-beyond-core-remittances-with-card-ai-push-2026-08-10/)[[7]](https://seekingalpha.com/article/4934228-remitly-global-inc-rely-discusses-key-initiatives-remittance-business-performance-and-growth)[[8]](https://www.fool.com/investing/2026/08/06/why-remitly-global-stock-popped-8-today/)[[9]](https://seekingalpha.com/article/4931602-remitly-global-inc-rely-q2-2026-earnings-call-transcript) |
Q3 2026 total revenue forecast | $505 million - $507 million [[3]](https://www.investing.com/news/transcripts/earnings-call-transcript-remitly-tops-q2-2026-estimates-and-jumps-after-hours-93CH-4839631) |

**Remitly's new initiatives prioritize long-term customer engagement over short-term acquisition**

Remitly's new initiatives prioritize long-term customer engagement over short-term acquisition.
The Global Card and expanded business services are classified as long-term "growth accelerators," designed to deepen customer engagement and diversify revenue streams [[1]](https://pulse2.com/remitly-business-receivers-top-25000-as-first-1-million-volume-customer-joins-platform/)[[2]](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)[[3]](https://www.investing.com/news/transcripts/earnings-call-transcript-remitly-tops-q2-2026-estimates-and-jumps-after-hours-93CH-4839631). These efforts are strategically focused on enhancing lifetime value (LTV) and long-term customer retention rather than generating immediate, massive spikes in active customer acquisition for Q3 2026 [[10]](https://ir.remitly.com/static-files/9a3cd9eb-1db7-4761-8d2e-9eb42ddf1e57)[[1]](https://pulse2.com/remitly-business-receivers-top-25000-as-first-1-million-volume-customer-joins-platform/)[[3]](https://www.investing.com/news/transcripts/earnings-call-transcript-remitly-tops-q2-2026-estimates-and-jumps-after-hours-93CH-4839631).

Direct quantitative data linking initiatives to Q3 2026 outcomes is unavailable.
Remitly has not publicly provided explicit active customer guidance or targets specifically for Q3 2026 [[4]](https://www.fool.com/coverage/filings/2026/08/12/remitly-stock-is-up-this-year-but-sits-45-below-its-highs-here-s-how-to-read-a-director-s-recent-sale/)[[5]](https://www.fool.com/coverage/filings/2026/08/12/a-remitly-director-cashed-in-pre-ipo-options-here-s-what-to-know/)[[6]](https://www.marketbeat.com/instant-alerts/remitly-global-targets-new-growth-beyond-core-remittances-with-card-ai-push-2026-08-10/)[[7]](https://seekingalpha.com/article/4934228-remitly-global-inc-rely-discusses-key-initiatives-remittance-business-performance-and-growth)[[8]](https://www.fool.com/investing/2026/08/06/why-remitly-global-stock-popped-8-today/)[[9]](https://seekingalpha.com/article/4931602-remitly-global-inc-rely-q2-2026-earnings-call-transcript). Consequently, there is insufficient specific quantitative data to directly connect the Global Card and expanded business services to particular expected customer acquisition and retention outcomes for that quarter [[4]](https://www.fool.com/coverage/filings/2026/08/12/remitly-stock-is-up-this-year-but-sits-45-below-its-highs-here-s-how-to-read-a-director-s-recent-sale/)[[5]](https://www.fool.com/coverage/filings/2026/08/12/a-remitly-director-cashed-in-pre-ipo-options-here-s-what-to-know/)[[6]](https://www.marketbeat.com/instant-alerts/remitly-global-targets-new-growth-beyond-core-remittances-with-card-ai-push-2026-08-10/)[[7]](https://seekingalpha.com/article/4934228-remitly-global-inc-rely-discusses-key-initiatives-remittance-business-performance-and-growth)[[8]](https://www.fool.com/investing/2026/08/06/why-remitly-global-stock-popped-8-today/)[[9]](https://seekingalpha.com/article/4931602-remitly-global-inc-rely-q2-2026-earnings-call-transcript). While Remitly expects Q3 2026 total revenue to fall between **$505** million and **$507** million, modestly exceeding its quarterly active customer growth, this forecast does not specify the direct impact of these new initiatives on active customer metrics for Q3 2026 [[3]](https://www.investing.com/news/transcripts/earnings-call-transcript-remitly-tops-q2-2026-estimates-and-jumps-after-hours-93CH-4839631). Customer acquisition throughout 2026 has primarily been driven by the "Skip the Line" campaign [[10]](https://ir.remitly.com/static-files/9a3cd9eb-1db7-4761-8d2e-9eb42ddf1e57)[[1]](https://pulse2.com/remitly-business-receivers-top-25000-as-first-1-million-volume-customer-joins-platform/)[[3]](https://www.investing.com/news/transcripts/earnings-call-transcript-remitly-tops-q2-2026-estimates-and-jumps-after-hours-93CH-4839631).

Sources:

1. [Remitly: Business Receivers Top 25,000 As First $1 Million Volume Customer Joins Platform](https://pulse2.com/remitly-business-receivers-top-25000-as-first-1-million-volume-customer-joins-platform/)
2. [Remitly Global, Inc. (RELY) Q2 FY2026 Earnings Call Transcript - August 5, 2026 | Roic AI](https://www.roic.ai/quote/RELY/transcripts/2026-year/2-quarter)
3. [Earnings call transcript: Remitly tops Q2 2026 estimates...](https://www.investing.com/news/transcripts/earnings-call-transcript-remitly-tops-q2-2026-estimates-and-jumps-after-hours-93CH-4839631)
4. [www.fool.com](https://www.fool.com/coverage/filings/2026/08/12/remitly-stock-is-up-this-year-but-sits-45-below-its-highs-here-s-how-to-read-a-director-s-recent-sale/)
5. [www.fool.com](https://www.fool.com/coverage/filings/2026/08/12/a-remitly-director-cashed-in-pre-ipo-options-here-s-what-to-know/)
6. [www.marketbeat.com](https://www.marketbeat.com/instant-alerts/remitly-global-targets-new-growth-beyond-core-remittances-with-card-ai-push-2026-08-10/)
7. [seekingalpha.com](https://seekingalpha.com/article/4934228-remitly-global-inc-rely-discusses-key-initiatives-remittance-business-performance-and-growth)
8. [www.fool.com](https://www.fool.com/investing/2026/08/06/why-remitly-global-stock-popped-8-today/)
9. [seekingalpha.com](https://seekingalpha.com/article/4931602-remitly-global-inc-rely-q2-2026-earnings-call-transcript)
10. [Q1 2026 Remitly Global Inc Earnings Call on May 06,...](https://ir.remitly.com/static-files/9a3cd9eb-1db7-4761-8d2e-9eb42ddf1e57)

## What Could Change the Odds

**Remitly reported 10.2 million quarterly active customers as of Q2 2026 [[1]](https://ir.remitly.com/investor-relations/)[[2]](https://ir.remitly.com/news-releases/news-release-details/remitly-reports-record-second-quarter-results-and-raises-full/)[[3]](https://rallies.ai/news/remitly-releases-transcript-of-q2-2026-earnings-call-4e3ca2499bd07846).** For Q3 2026, the company provided financial guidance of **$505** million–**$507** million in revenue and **$92** million–**$94** million in Adjusted EBITDA [[4]](https://longbridge.com/news/295008240)[[3]](https://rallies.ai/news/remitly-releases-transcript-of-q2-2026-earnings-call-4e3ca2499bd07846). Bullish catalysts for Remitly include strong underlying momentum in user growth, volume expansion, and new product initiatives such as the Remitly Global Card [[5]](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks).

**Conversely, bearish considerations involve FX corridor volatility, planned reinvestment lowering short-term EBITDA margins, and transaction loss normalization [[5]](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks).** Remitly reported Q2 2026 financial results on August 5, 2026, and third-quarter earnings are expected in early November 2026 [[1]](https://ir.remitly.com/investor-relations/)[[2]](https://ir.remitly.com/news-releases/news-release-details/remitly-reports-record-second-quarter-results-and-raises-full/)[[4]](https://longbridge.com/news/295008240). Q3 2026 active customer figures are not available in the provided evidence and are not yet disclosed [[6]](https://www.fool.com/coverage/filings/2026/08/12/remitly-stock-is-up-this-year-but-sits-45-below-its-highs-here-s-how-to-read-a-director-s-recent-sale/)[[7]](https://www.fool.com/coverage/filings/2026/08/12/a-remitly-director-cashed-in-pre-ipo-options-here-s-what-to-know/)[[8]](https://www.marketbeat.com/instant-alerts/remitly-global-targets-new-growth-beyond-core-remittances-with-card-ai-push-2026-08-10/)[[9]](https://seekingalpha.com/article/4934228-remitly-global-inc-rely-discusses-key-initiatives-remittance-business-performance-and-growth)[[10]](https://www.fool.com/investing/2026/08/06/why-remitly-global-stock-popped-8-today/)[[11]](https://seekingalpha.com/article/4931602-remitly-global-inc-rely-q2-2026-earnings-call-transcript).

Sources:

1. [Investor Relations | Remitly Global, Inc](https://ir.remitly.com/investor-relations/)
2. [Remitly Reports Record Second Quarter Results and...](https://ir.remitly.com/news-releases/news-release-details/remitly-reports-record-second-quarter-results-and-raises-full/)
3. [Remitly releases transcript of Q2 2026 earnings call - RELY News | Rallies](https://rallies.ai/news/remitly-releases-transcript-of-q2-2026-earnings-call-4e3ca2499bd07846)
4. [Remitly Global | 8-K: FY2026 Q2 Revenue Beats Estimate at USD 495.16 M | Longbridge](https://longbridge.com/news/295008240)
5. [https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks)
6. [www.fool.com](https://www.fool.com/coverage/filings/2026/08/12/remitly-stock-is-up-this-year-but-sits-45-below-its-highs-here-s-how-to-read-a-director-s-recent-sale/)
7. [www.fool.com](https://www.fool.com/coverage/filings/2026/08/12/a-remitly-director-cashed-in-pre-ipo-options-here-s-what-to-know/)
8. [www.marketbeat.com](https://www.marketbeat.com/instant-alerts/remitly-global-targets-new-growth-beyond-core-remittances-with-card-ai-push-2026-08-10/)
9. [seekingalpha.com](https://seekingalpha.com/article/4934228-remitly-global-inc-rely-discusses-key-initiatives-remittance-business-performance-and-growth)
10. [www.fool.com](https://www.fool.com/investing/2026/08/06/why-remitly-global-stock-popped-8-today/)
11. [seekingalpha.com](https://seekingalpha.com/article/4931602-remitly-global-inc-rely-q2-2026-earnings-call-transcript)

## Key Dates & Catalysts

- **Expiration:** March 06, 2027
- **Closes:** March 06, 2027

## Decision-Flipping Events

- Remitly reported 10.2 million quarterly active customers as of Q2 2026 [[1]](https://ir.remitly.com/investor-relations/)[[2]](https://ir.remitly.com/news-releases/news-release-details/remitly-reports-record-second-quarter-results-and-raises-full/)[[3]](https://rallies.ai/news/remitly-releases-transcript-of-q2-2026-earnings-call-4e3ca2499bd07846).
- For Q3 2026, the company provided financial guidance of **$505** million–**$507** million in revenue and **$92** million–**$94** million in Adjusted EBITDA [[4]](https://longbridge.com/news/295008240)[[3]](https://rallies.ai/news/remitly-releases-transcript-of-q2-2026-earnings-call-4e3ca2499bd07846).
- Bullish catalysts for Remitly include strong underlying momentum in user growth, volume expansion, and new product initiatives such as the Remitly Global Card [[5]](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks).
- Conversely, bearish considerations involve FX corridor volatility, planned reinvestment lowering short-term EBITDA margins, and transaction loss normalization [[5]](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks).

Sources:

1. [Investor Relations | Remitly Global, Inc](https://ir.remitly.com/investor-relations/)
2. [Remitly Reports Record Second Quarter Results and...](https://ir.remitly.com/news-releases/news-release-details/remitly-reports-record-second-quarter-results-and-raises-full/)
3. [Remitly releases transcript of Q2 2026 earnings call - RELY News | Rallies](https://rallies.ai/news/remitly-releases-transcript-of-q2-2026-earnings-call-4e3ca2499bd07846)
4. [Remitly Global | 8-K: FY2026 Q2 Revenue Beats Estimate at USD 495.16 M | Longbridge](https://longbridge.com/news/295008240)
5. [https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks](https://www.tipranks.com/news/company-announcements/remitly-global-earnings-call-highlights-growth-and-risks)

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## Historical Resolutions

No historical resolution data available for this series.

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