Paymentus transactions processed in Q1 2027

The Kalshi prediction market for Paymentus Q1 2027 transactions suggests expectations below 225 million. The market, resolving May 3, 2027, prices all thresholds above 225 million, 230 million, and 235 million at less than 1% probability of Yes ^[1]. Paymentus processed 203.4 million transactions in Q1 2026, an increase of 17.4% year-over-year ^[2][3]. Transaction volume grew to 213.4 million in Q2 2026, up 21.4% year-over-year, and 219.0 million in Q3 2026, up 20.1% year-over-year ^[4][5]. The nine-month total for 2026 reached 635.8 million transactions, a 19.7% year-over-year increase ^[3]. For fiscal year 2026, the Kalshi market for total transactions, resolving May 27, 2027, implies expectations between 850 million and 870 million ^[6].

Paymentus reported record Q3 2026 financials, prompting raised full-year guidance. Q3 2026 revenue reached a record $372.2 million, up 19.8% year-over-year ^[4][7]. Adjusted EBITDA increased 38.6% to $49.7 million, yielding a record 41.9% margin ^[4][7][8]. The company raised its full-year 2026 guidance, projecting revenue between $1.464 billion and $1.469 billion and adjusted EBITDA of $186 million to $191 million ^[4][8][9]. Analyst consensus for FY2027 forecasts revenue of $1.71 billion, representing 17.87% growth, and EPS of $1.08 ^[10]. Q1 2027 EPS estimates from two analysts range from $0.16 to $0.21, with an average of $0.19 ^[10][11]. Management stated that combined revenue and backlog could reach approximately $2 billion within 18 to 24 months, explicitly not formal guidance ^[9][12]. Paymentus exited 2025 as a billion-dollar revenue company ^[9][12]. In Q3 2026, the average price per transaction was $1.70, consistent with the prior year, and contribution profit per transaction was $0.54, relatively flat year-over-year ^[9][12]. Incremental adjusted EBITDA margin stood at 68.4%, and days sales outstanding decreased 13% year-over-year to 27 days ^[9][12].

Platform expansion and strategic agreements drive continued growth. BillWallet reached 200,000 active users, doubling its user base, and has a presence in nearly one-third of approximately 40,000 active U.S. ZIP codes ^[9][12]. Almost one in three U.S. households and businesses currently use the Paymentus platform to pay bills ^[9][12]. In Q3 2026, Paymentus signed a notable interchange monetization agreement using its Instant Payment Network capabilities. Management noted the potential to convert interchange from the company's largest cost center into a profit center ^[9][12]. Paymentus was named Best-in-Class Billing and Payments Solution Provider in the 2026 Datos Matrix, its second consecutive top ranking ^[13][14]. The company also achieved Premier Level in the Guidewire PartnerConnect Program in September 2026 ^[13][14]. Paymentus Q4 2026 earnings are expected on February 22, 2027, and Q1 2027 earnings are anticipated around early May 2027, based on historical reporting patterns ^[11][15][16]. Analyst consensus for the stock is 'Buy,' with an average 12-month price target between $41.00 and $42.20 ^[17][18][19]. The stock's 52-week range is $20.11 to $45.31, with a market capitalization of approximately $4.2-4.4 billion ^[17][18][19].